Simplifying the mortgage process

Most people don’t realize this, but nearly every bank offers similar low rates because the banking industry is so standardized. At Hoot Home Loans, we’ve created a fully digital experience, so we avoid the high overhead costs that traditional banks carry. Our goal is to match the best rates available while cutting your fees in half.

How Hoot Home Loans Works

We strive to do things differently. Mortgages are traditionally confusing, stressful and lengthy, but it doesn’t need to be that way. Hoot Home Loans is committed to making your mortgage experience simple, streamlined and stress-free, from start to finish.

Schedule a call

Schedule some time to speak with one of our friendly loan experts to help you find your best rate. We never sell your info, and we don’t spam call you.

Lock in your rate

Submit a couple of simple documents to verify employment and credit so we can lock in your new low rate. We’ll also verify your loan amount and terms.

Close your mortgage

Complete the final paperwork (don’t worry, we’ll be here every step of the way to guide you). Enjoy the moment as you receive the keys to your new home.

A digital mortgage doesn’t have to be impersonal

With Hoot Home Loans you get real people to talk to

You don’t need to be an expert on mortgages. Your dedicated, U.S. based mortgage broker is available to help you every step of the way.

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The Mortgage Process

The mortgage process is a long one, and it requires a serious commitment. When you’re looking at signing a contract potentially as long as 30 years, it’s important to have the right advice at your disposal. Use these mortgage resources compiled by our experts to help elucidate the mortgage process from beginning to end.